Cost of Surrogacy

Cost of Surrogacy


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Surrogacy is an expensive process and there is no way around that. The surrogate receives compensation for her services and expenses, but there are other additional costs that must be factored in as well. Most of these expenses are medical costs, but there are also fees, as well, that must be paid to the surrogacy agency.


If the surrogate mother has medical insurance then some of the costs of surrogacy will be covered by her plan. The intended parents will still have to pay the deductibles and co-pays. It is possible that the insurance of the intended parents may cover some of the costs of surrogacy. All parties involved need to have insurance policies thoroughly inspected to see what will and will not be covered through the plans.


Before the surrogacy process can begin, both the intended parents and the surrogate have to have medical and psychological screenings. These are usually provided by the surrogacy agency and fees will be paid to them to cover the costs.


The health of the intended parents' sperm or eggs will need to be scrutinized to make sure that they are healthy enough to use for the in vitro fertilization process. If they are, then there is the cost for the in vitro procedure.If they are not, then there is an additional cost to find a healthy donor egg or sperm.


The surrogate receives approximately $1,000 after the embryo transfer is completed and after a heartbeat is confirmed, she will receive a percentage of the agreed upon amount from the total cost of her payment each month. The surrogate also receives a monthly allowance to help with things such as transportation costs or childcare for her own children.


The approximate total amount the surrogate receives is between $40,000 and $50,000, although this amount varies depending on location and the demand for surrogates in the area. If multiple heartbeats are confirmed, the surrogate can receive as much as an extra $5,000 for twins and an extra $10,000 for triplets.


Many of the costs associated with surrogacy come from legal fees. There is a lot of paperwork and legal framework that has to be taken care of correctly to make sure the arrangement is completely legal. Both the intended parents and the surrogate need to be taken care of legally throughout the surrogacy process.


Surrogacy is a popular choice among celebrities and the wealthy, but it may seem out of reach to “normal” people because of the cost. This is not necessarily the case! Ask your surrogacy agency about potential grants that you can apply for to help offset some of the costs. Most surrogacy agencies also offer financing options because they realize that not everyone can just write a check for $100,000.


Surrogacy is costly and the process takes a long time, but in the end, when you have that precious baby in your arms, it will all be worth it. Every sleepless night spent waiting and every penny spent will be completely forgotten. 

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