Thе Cost оf Surrogate Mоthеr- Hоw Much іѕ a Surrоgаtе Mоthеr

Thе Cost оf Surrogate Mоthеr- Hоw Much іѕ a Surrоgаtе Mоthеr


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After couples have tried other fertility methods, they may consider the option of surrogacy. Surrogacy is where the couple (or a donor) provide the egg and sperm for an embryo to be placed into the uterus of another woman. The couple is referred to as the intended parents, and the woman providing the uterus is referred to as the surrogate mother.  


Surrogacy is a wonderful option for intended parents who want to have a child that is biologically related to themselves. However, surrogacy  can be very expensive, prohibitively so for many couples. This is one reason that some couples choose to go with a surrogacy agency instead of finding a surrogate on their own. Individual surrogacy can be considerably less expensive, but all of the funding has to be put into an escrow account or trust up front. If you use an agency, there are some financing options available.  


So, let’s take a minute and break down some of the costs of surrogacy. Please keep in mind that these costs can vary by state and may increase or decrease over time.  


The base pay for a first time surrogate mother can be as high as $40,000, which will be paid in monthly installments after the detection of a fetal heartbeat. If the surrogate you have chosen has been a surrogate before, she may be paid an extra $5,000 for her experience. There can also be a miscellaneous allowance fee paid to the surrogate of around $200 per month for up to 12 months, so that is another $2,400.  


There are screening costs that will be incurred before you can even begin your first cycle. Both the intended parents, the surrogate, and her spouse (if she has one) must undergo psychological screenings and background checks. There is also a $300 fee for a mock cycle that is done during the testing phase.  


Once these screenings have been completed, a real cycle can be completed. There will be costs for medications for the surrogate before she undergoes the in vitro procedure, and these will be different for each mother and fertility specialist. Each time the surrogate undergoes the in vitro procedure, it will cost approximately $1,000.  

If the IVF procedure is successful and results in multiple babies, there are also additional fees paid to the surrogate mother. If the resulting pregnancy produces twins, there is an additional $5,000 fee. If the resulting pregnancy produces triplets, there is an additional $10,000 fee.  


If the fertility specialist determines that additional testing or procedures need to be done, it may cost you an additional $500 per procedure. If the baby or babies need to be delivered by Cesarean section, there is an additional $3,000 cost.  

There are also legal expenses that will have to be paid prior to the birth of the baby. The surrogacy contract will cost between $2,000 and $3,000. There is also a $4,000 to $7,000 fee to establish parentage on behalf of the intended parents.  


Surrogacy is a wonderful option for couples that can’t have a baby on their own, but it can be very expensive. It is also worth every penny when you hold your newborn baby and bring him or her home for the first time. Again, this is just an average lists of costs and may vary greatly from state to state, but now you have an idea of the costs you may face if you choose surrogacy.  

  • Sammie R

    May 11, 2017

    I always thought it would be nice to do this for a couple who is struggling to have a baby, but I never thought about the total for a surrogate mother cost. I wasn't thinking about doing things like saving gas receipts and charging the couple for my clothing. I figured there would be medical and legal costs and a surrogate mother fee and that's it. This is an interesting article and one that both sides should read.

  • Alphina S.

    May 11, 2017

    Thank you for a very informative post. As someone who has been a part of this process in the past, I can say that this is one of the best things that a couple can do if they are unable to produce a child together, but the financial cost is something that they will have to give serious consideration before anything else if money is a concern.

  • Anna Kingston

    June 3, 2017

    I never really thought about the financial side of this either. It's a bit daunting for those who can't really afford to pay this much but don't have any other options to becoming a parent. I'm curious, are intended parents allow to make payments, or do they have to pay it all at once? If they are allowed to make payments, how much will the deposit have to be?